Year |
Commercial |
Industrial |
Multi-Residential |
| 2008 | 2.5552% | 2.1839% | 4.7432% |
| 2009 | -0.1827% | -0.1454% | -0.3395% |
| 2010 | 1.2441% | 1.1369% | 2.2804% |
| 2011 | 1.2883% | .0212% | 2.308% |
| 2012 | 1.1027% | .07871% | 1.9480% |
| 2013 | 1.7994% | .3999% | 3.1688% |
| 2014 | 0.0468% | .7051% | 0.0810% |
| 2015 | 1.4562% | 1.4881% | 2.5257% |
| 2016 | 3.17% | 2.28% | 4.00% |
| 2017 | 2.9482% | -2.3992% | 3.5468% |
| 2018 | 2.9224% | 1.5405% |
3.4865% |
| 2019 | Kawartha Lakes is now taxed at full Current Value Assessment and has exited the program. |
Understanding Your Property Tax Bill
Wondering why your property taxes change each year?
Changes to Your Tax Rate
Property taxes are based on two main factors:
- Property assessment value
- Set each year by the Municipal Property Assessment Corporation (MPAC).
- Council-approved tax rate
- Includes the General, Police and Fire levies. It is important to note that Police and Fire levies are specific to the service delivery for the property, hence, residents pay different levies based on the services received.
Police example: Residents outside Lindsay/Ops pay for OPP services, residents in Lindsay/Ops pay for Kawartha Lakes Police Services.
Fire example: Residents that have full-time fire protection pay a different levy those that have volunteer fire protection services
Levies may also include Special Rate Area levies (for example, transit, parks, or streetlights). These are location-based charges to cover the cost of specific services or infrastructure across the municipality.
Local Improvements and Other Charges
If applicable, charges for local improvements, area rates and other charges are included on the tax bill under the heading Special Charges and Credits.
Assessment Information
Municipal Property Assessment Corporation (MPAC)
Municipalities are not responsible for property assessment. Property assessments are the responsibility of the Municipal Property Assessment Corporation (MPAC) . Taxes must be paid as levied until notification is received from MPAC about a change to an assessment. Once an assessment change is received by the Municipality from Municipal Property Assessment Corporation (MPAC), an adjustment will be processed.
For information on how your property tax is calculated, visit the MPAC Understanding your assessment webpage, or check out the video below.
Assessment update postponed
Property assessments for the 2025 property tax year continue to be based on January 1, 2016 current values.
This means your property assessment remains the same as it was for the 2024 tax year, unless there have
been changes to your property. Some examples include: an addition, new construction, renovation, change to your classification, or change of status as farmland, conservation or managed forest.
Request for reconsideration
You can sign up to see your assessment details and compare the value of your home to other homes in your neighbourhood. Please visit the MPAC website for information about MPAC and details on how to appeal your assessment through the Request for Reconsideration process.
Additional Fees
If you require information beyond what is shown on your tax bill, the following fees apply:
| Tax and water certificate | $110.00 |
| Copy or reprint of tax bill | $31.00 |
| Duplicate receipt | $31.00 |
| New account fee | $50.00 (charged to the purchaser of the property) |
| Returned cheque fee | $47.00 |
| Retrieval of post-dated cheque | $42.00 |
| Electronic payment recall | $45.00 |
| Reminder notice | $26.00 |
| Registered mail | $37.00 |
| Tax search | $62.00 |
| Tax sale administration fee | $375.00 |
| Transfer of electronic payments | $45.00 |
Clawback rates and Municipal Levy change
Contact Us
Kawartha Lakes
P.O. Box 9000, 26 Francis Street
Lindsay, ON, K9V 5R8
Telephone: 705-324-9411
Toll free at 1-888-822-2225
After-hours emergencies: 1-877-885-7337
